Return on investment
Calculator
The real return on a Dubai property: after purchase costs, vacancy and Polish tax.
Preset: 6.2% gross · service charge 18 AED/sqft
≈ USD 408,441 · 1 USD = 3.6725 AED (currency peg)
Advanced assumptions
Net after Polish tax
3.5%
6.2% gross what the brochure shows
per year · long-term rental · Dubai Marina
Where the number comes from
Purchase costs · one-off (6.4% of price)
ROI on paid-in capital
5.4%
over 36 months · 10% appreciation
ROI on full price
3.2%
over 36 months · 10% appreciation
Where the number comes from
Where the advertised "30% ROI" comes from
Brochures calculate profit against the down payment only, assume 20%+ appreciation and skip purchase and selling costs. Above, the same numbers are calculated on the full price, after costs.
Golden Visa: from AED 2,000,000. At this price you are AED 500,000 short of the threshold.
Indicative figures, at 1 AED ≈ 1 PLN (2026). The 8.5% / 12.5% lump-sum tax on revenue is a simplification for a Polish tax resident letting privately, confirm your case with a tax advisor. This is not an offer nor investment advice. Sources: DLD, Property Monitor, Knight Frank.
